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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,490 | $81,276+51.9% | $155,574-20.6% | $80,925+52.6% |
| Participation rate | 87.8% | 66.2%+21.5pp | 78.2%+9.5pp | 67.7%+20.1pp |
| Annual return | 13.58% | 33.36%-19.8pp | 64.87%-51.3pp | 35.65%-22.1pp |
| Employer contribution / active EE | $4,286 | $3,103+38.1% | $4,676-8.3% | $2,756+55.5% |
| Participant deferral / active EE | $5,794 | $3,453+67.8% | $5,629+2.9% | $4,299+34.8% |
| Admin fee / account holder | $927 | $7,993-88.4% | $15,914-94.2% | $6,940-86.6% |