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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,345 | $154,193-74.5% | $130,045-69.7% | $139,466-71.8% |
| Participation rate | 44.4% | 82.0%-37.5pp | 78.5%-34.1pp | 80.3%-35.9pp |
| Annual return | 15.75% | 32.51%-16.8pp | -137.30%+153.1pp | 373.66%-357.9pp |
| Employer contribution / active EE | $0 | $5,292-100.0% | $4,321-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $2,989 | $6,709-55.4% | $5,820-48.6% | $6,712-55.5% |
| Admin fee / account holder | $2,909 | $13,989-79.2% | $10,600-72.6% | $11,409-74.5% |