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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,536 | $65,364-51.8% | $92,909-66.1% | $72,975-56.8% |
| Participation rate | 63.3% | 68.3%-5.0pp | 76.0%-12.7pp | 69.5%-6.2pp |
| Annual return | 21.24% | 42.11%-20.9pp | 109.44%-88.2pp | 81.01%-59.8pp |
| Employer contribution / active EE | $0 | $2,594-100.0% | $3,653-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $3,317 | $3,128+6.0% | $4,238-21.7% | $3,608-8.0% |
| Admin fee / account holder | $11 | $4,251-99.7% | $5,795-99.8% | $5,124-99.8% |