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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,675 | $98,240+69.7% | $82,313+102.5% | $147,585+12.9% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 15.22% | 30.85%-15.6pp | 25.88%-10.7pp | 578.58%-563.4pp |
| Employer contribution / active EE | $13,202 | $3,192+313.6% | $2,428+443.7% | $4,876+170.7% |
| Participant deferral / active EE | $8,541 | $4,383+94.9% | $3,706+130.4% | $5,439+57.0% |
| Admin fee / account holder | $742 | $8,563-91.3% | $5,608-86.8% | $10,886-93.2% |