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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,029 | $112,935+77.1% | $90,970+119.9% | $158,966+25.8% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 13.23% | 215.79%-202.6pp | 134.58%-121.3pp | 302.95%-289.7pp |
| Employer contribution / active EE | $3,389 | $2,895+17.1% | $2,122+59.7% | $4,762-28.8% |
| Participant deferral / active EE | $8,400 | $4,129+103.4% | $3,373+149.0% | $5,983+40.4% |
| Admin fee / account holder | $4,724 | $8,045-41.3% | $5,960-20.7% | $11,250-58.0% |