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| Provider | Service type | Compensation |
|---|---|---|
NEW ENGLAND PENSION CONSULTANTS3+ years Filed as: NEW ENGLAND PENSION PLAN SYSTEMS, L Service code 13 · EIN 05-0515232 | Contract Administrator | $98,725 |
SERGIO DECURTIS3+ years Service code 28 · EIN 05-0515232 | Investment Management | $55,749 |
TD AMERITRADE, INC.3+ years Filed as: TD AMERITRADE Service code 19 · EIN 84-0519832 | Securities Custodian | $42,884 |
BLUM SHAPIRO3+ years Filed as: BLUM, SHAPIRO & COMPANY, PC Service code 10 · EIN 06-1009205 | Accounting | $9,500 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,514 | $55,453+211.1% | $170,435+1.2% | $62,293+176.9% |
| Participation rate | 89.3% | 66.4%+22.9pp | 83.6%+5.7pp | 69.5%+19.8pp |
| Annual return | 15.99% | 21.38%-5.4pp | 205.94%-189.9pp | 28.90%-12.9pp |
| Employer contribution / active EE | $9,414 | $2,164+335.1% | $5,432+73.3% | $2,042+360.9% |
| Participant deferral / active EE | $7,420 | $2,303+222.2% | $4,939+50.2% | $3,169+134.1% |
| Admin fee / account holder | $832 | $455+82.9% | $13,881-94.0% | $479+73.7% |