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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,811 | $99,011+9.9% | $86,582+25.7% | $147,586-26.3% |
| Participation rate | 66.7% | 76.3%-9.7pp | 73.5%-6.9pp | 82.8%-16.2pp |
| Annual return | 16.18% | 1312.75%-1296.6pp | 965.08%-948.9pp | 578.59%-562.4pp |
| Employer contribution / active EE | $2,567 | $3,132-18.0% | $2,839-9.6% | $4,876-47.3% |
| Participant deferral / active EE | $5,035 | $3,972+26.8% | $3,609+39.5% | $5,439-7.4% |
| Admin fee / account holder | $47,128 | $5,709+725.5% | $4,904+861.0% | $10,886+332.9% |