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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,091 | $88,815+94.9% | $81,882+111.4% | $145,897+18.6% |
| Participation rate | 93.8% | 75.1%+18.7pp | 72.4%+21.4pp | 80.3%+13.4pp |
| Annual return | 11.88% | 1033.75%-1021.9pp | 779.47%-767.6pp | 552.29%-540.4pp |
| Employer contribution / active EE | $3,833 | $3,086+24.2% | $2,916+31.5% | $4,663-17.8% |
| Participant deferral / active EE | $8,535 | $4,647+83.7% | $4,323+97.4% | $6,689+27.6% |
| Admin fee / account holder | $10,803 | $8,434+28.1% | $7,360+46.8% | $13,390-19.3% |