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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,921 | $102,595+109.5% | $94,057+128.5% | $154,746+38.9% |
| Participation rate | 93.3% | 76.0%+17.3pp | 73.3%+20.0pp | 80.7%+12.6pp |
| Annual return | 16.96% | 583.42%-566.5pp | 480.62%-463.7pp | 172.34%-155.4pp |
| Employer contribution / active EE | $4,543 | $3,147+44.4% | $2,933+54.9% | $4,379+3.8% |
| Participant deferral / active EE | $10,255 | $5,118+100.4% | $4,709+117.7% | $6,730+52.4% |
| Admin fee / account holder | $2,697 | $7,736-65.1% | $7,244-62.8% | $14,365-81.2% |