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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,190 | $126,661+142.5% | $113,397+170.9% | $138,895+121.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 11.95% | 25.05%-13.1pp | 23.20%-11.2pp | 145.39%-133.4pp |
| Employer contribution / active EE | $17,120 | $3,456+395.3% | $2,977+475.0% | $4,194+308.2% |
| Participant deferral / active EE | $10,903 | $5,693+91.5% | $5,076+114.8% | $6,396+70.5% |
| Admin fee / account holder | $5,810 | $14,549-60.1% | $11,957-51.4% | $12,562-53.8% |