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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,190 | $124,425+146.9% | $112,040+174.2% | $137,256+123.8% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 11.95% | 24.72%-12.8pp | 24.52%-12.6pp | 220.34%-208.4pp |
| Employer contribution / active EE | $17,120 | $3,411+401.8% | $2,954+479.6% | $4,156+311.9% |
| Participant deferral / active EE | $10,903 | $5,718+90.7% | $5,098+113.9% | $6,407+70.2% |
| Admin fee / account holder | $5,810 | $15,207-61.8% | $12,098-52.0% | $12,270-52.7% |