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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,308 | $41,377-24.3% | $109,313-71.4% | $62,881-50.2% |
| Participation rate | 47.2% | 57.5%-10.3pp | 71.3%-24.0pp | 69.3%-22.1pp |
| Annual return | 9.85% | 11.05%-1.2pp | 22.07%-12.2pp | 20.14%-10.3pp |
| Employer contribution / active EE | $0 | $1,276-100.0% | $3,892-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,145 | $2,045+4.9% | $3,166-32.3% | $3,203-33.0% |
| Admin fee / account holder | $40 | $2,884-98.6% | $5,666-99.3% | $4,296-99.1% |