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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,030 | $102,663+87.0% | $86,216+122.7% | $139,466+37.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 18.04% | 1924.52%-1906.5pp | 1169.42%-1151.4pp | 373.66%-355.6pp |
| Employer contribution / active EE | $14,693 | $3,035+384.2% | $2,382+517.0% | $4,754+209.1% |
| Participant deferral / active EE | $8,150 | $4,677+74.2% | $3,986+104.5% | $6,712+21.4% |
| Admin fee / account holder | $649 | $8,663-92.5% | $6,853-90.5% | $11,409-94.3% |