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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,178 | $111,878+51.2% | $93,727+80.5% | $145,897+16.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 12.38% | 204.28%-191.9pp | 133.83%-121.5pp | 552.29%-539.9pp |
| Employer contribution / active EE | $10,659 | $3,092+244.7% | $2,421+340.2% | $4,663+128.6% |
| Participant deferral / active EE | $6,462 | $4,920+31.3% | $4,417+46.3% | $6,689-3.4% |
| Admin fee / account holder | $625 | $10,256-93.9% | $8,292-92.5% | $13,390-95.3% |