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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,233 | $115,810-48.0% | $101,271-40.5% | $158,966-62.1% |
| Participation rate | 93.3% | 79.4%+14.0pp | 75.8%+17.5pp | 82.0%+11.4pp |
| Annual return | 19.86% | 56.15%-36.3pp | 46.48%-26.6pp | 302.95%-283.1pp |
| Employer contribution / active EE | $3,731 | $4,175-10.7% | $3,660+1.9% | $4,762-21.7% |
| Participant deferral / active EE | $13,925 | $4,958+180.8% | $4,371+218.6% | $5,983+132.7% |
| Admin fee / account holder | $1,870 | $7,248-74.2% | $5,948-68.6% | $11,250-83.4% |