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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,674 | $198,462-55.8% | $170,439-48.6% | $147,585-40.6% |
| Participation rate | 93.3% | 88.0%+5.4pp | 83.6%+9.7pp | 82.8%+10.5pp |
| Annual return | 7.73% | 257.30%-249.6pp | 205.94%-198.2pp | 578.58%-570.9pp |
| Employer contribution / active EE | $2,847 | $6,184-54.0% | $5,433-47.6% | $4,876-41.6% |
| Participant deferral / active EE | $6,456 | $5,629+14.7% | $4,939+30.7% | $5,439+18.7% |
| Admin fee / account holder | $43,353 | $16,852+157.3% | $13,881+212.3% | $10,886+298.3% |