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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,678 | $81,870+8.3% | $119,622-25.9% | $68,486+29.5% |
| Participation rate | 87.1% | 71.9%+15.2pp | 79.3%+7.8pp | 67.9%+19.2pp |
| Annual return | -18.89% | -23.82%+4.9pp | -14.98%-3.9pp | -7.85%-11.0pp |
| Employer contribution / active EE | $3,022 | $2,692+12.3% | $4,232-28.6% | $2,597+16.4% |
| Participant deferral / active EE | $8,820 | $4,148+112.6% | $5,601+57.5% | $4,028+119.0% |
| Admin fee / account holder | $315 | $6,583-95.2% | $10,328-97.0% | $5,404-94.2% |