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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,737 | $58,828-63.0% | $78,002-72.1% | $62,881-65.4% |
| Participation rate | 74.1% | 71.1%+3.1pp | 75.5%-1.4pp | 69.3%+4.8pp |
| Annual return | 7.62% | 17.16%-9.5pp | 425.99%-418.4pp | 20.14%-12.5pp |
| Employer contribution / active EE | $0 | $1,672-100.0% | $2,470-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,050 | $2,686-23.7% | $3,497-41.4% | $3,203-36.0% |
| Admin fee / account holder | $2,976 | $4,393-32.3% | $5,481-45.7% | $4,296-30.7% |