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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,865 | $157,304-11.7% | $141,197-1.7% | $152,909-9.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 25.83% | 64.34%-38.5pp | 71.41%-45.6pp | 345.46%-319.6pp |
| Employer contribution / active EE | $2,694 | $5,263-48.8% | $4,736-43.1% | $4,764-43.4% |
| Participant deferral / active EE | $10,035 | $7,111+41.1% | $6,710+49.5% | $5,851+71.5% |
| Admin fee / account holder | $505 | $12,126-95.8% | $10,265-95.1% | $11,601-95.6% |