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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,220 | $160,070+100.7% | $147,117+118.3% | $145,897+120.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.63% | 98.69%-83.1pp | 420.54%-404.9pp | 552.29%-536.7pp |
| Employer contribution / active EE | $3,309 | $5,285-37.4% | $4,932-32.9% | $4,663-29.0% |
| Participant deferral / active EE | $12,422 | $8,419+47.5% | $8,065+54.0% | $6,689+85.7% |
| Admin fee / account holder | $1,748 | $15,035-88.4% | $12,993-86.5% | $13,390-86.9% |