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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,698 | $209,428-27.6% | $178,498-15.0% | $158,950-4.6% |
| Participation rate | 81.8% | 86.4%-4.5pp | 81.9%-0.1pp | 82.0%-0.1pp |
| Annual return | 15.62% | 188.78%-173.2pp | 151.09%-135.5pp | 302.91%-287.3pp |
| Employer contribution / active EE | $4,613 | $5,707-19.2% | $5,011-7.9% | $4,762-3.1% |
| Participant deferral / active EE | $2,970 | $5,955-50.1% | $5,202-42.9% | $5,983-50.3% |
| Admin fee / account holder | $9,301 | $17,077-45.5% | $13,985-33.5% | $11,248-17.3% |