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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $49,618 |
ADP BROKER-DEALER3 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,840 | $62,132+17.2% | $185,861-60.8% | $73,497-0.9% |
| Participation rate | 67.2% | 67.8%-0.6pp | 78.0%-10.8pp | 70.7%-3.5pp |
| Annual return | 25.44% | 20.44%+5.0pp | 35.96%-10.5pp | 28.51%-3.1pp |
| Employer contribution / active EE | $16 | $1,681-99.0% | $4,088-99.6% | $2,270-99.3% |
| Participant deferral / active EE | $3,377 | $3,711-9.0% | $5,634-40.1% | $3,740-9.7% |
| Admin fee / account holder | $203 | $419-51.4% | $9,503-97.9% | $513-60.4% |