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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,192 | $160,059-48.6% | $140,019-41.3% | $135,380-39.3% |
| Participation rate | 77.8% | 88.5%-10.7pp | 87.5%-9.7pp | 82.6%-4.9pp |
| Annual return | -5.67% | 911.48%-917.1pp | 651.17%-656.8pp | 519.81%-525.5pp |
| Employer contribution / active EE | $1,257 | $6,420-80.4% | $5,605-77.6% | $4,779-73.7% |
| Participant deferral / active EE | $3,403 | $7,641-55.5% | $6,927-50.9% | $5,609-39.3% |
| Admin fee / account holder | $1,491 | $13,328-88.8% | $10,705-86.1% | $10,828-86.2% |