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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,885 | $95,415+230.0% | $185,851+69.4% | $85,851+266.8% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 15.05% | 23.59%-8.5pp | 122.11%-107.1pp | 318.63%-303.6pp |
| Employer contribution / active EE | $8,793 | $3,314+165.3% | $5,168+70.1% | $2,565+242.8% |
| Participant deferral / active EE | $5,932 | $3,424+73.3% | $5,569+6.5% | $3,952+50.1% |
| Admin fee / account holder | $6,556 | $7,215-9.1% | $16,245-59.6% | $6,261+4.7% |