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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,520 | $81,276+301.7% | $155,574+109.9% | $80,925+303.5% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 15.35% | 33.36%-18.0pp | 64.87%-49.5pp | 35.65%-20.3pp |
| Employer contribution / active EE | $11,702 | $3,103+277.1% | $4,676+150.3% | $2,756+324.6% |
| Participant deferral / active EE | $7,820 | $3,453+126.5% | $5,629+38.9% | $4,299+81.9% |
| Admin fee / account holder | $24,450 | $7,993+205.9% | $15,914+53.6% | $6,940+252.3% |