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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,448 | $133,998-89.2% | $112,263-87.1% | $134,545-89.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -28.42% | 47.17%-75.6pp | 27.49%-55.9pp | 418.37%-446.8pp |
| Employer contribution / active EE | $2,188 | $4,040-45.8% | $3,636-39.8% | $4,742-53.8% |
| Participant deferral / active EE | $7,804 | $5,292+47.4% | $4,729+65.0% | $6,401+21.9% |
| Admin fee / account holder | $399 | $7,493-94.7% | $6,410-93.8% | $11,431-96.5% |