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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,502 | $102,696+101.1% | $86,235+139.5% | $139,487+48.0% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 7.33% | 1925.91%-1918.6pp | 1170.03%-1162.7pp | 373.84%-366.5pp |
| Employer contribution / active EE | $3,726 | $3,034+22.8% | $2,381+56.5% | $4,755-21.6% |
| Participant deferral / active EE | $5,043 | $4,679+7.8% | $3,987+26.5% | $6,713-24.9% |
| Admin fee / account holder | $1,428 | $8,667-83.5% | $6,856-79.2% | $11,407-87.5% |