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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $554,142 | $138,102+301.3% | $125,381+342.0% | $134,532+311.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -13.15% | 750.73%-763.9pp | 572.31%-585.5pp | 418.27%-431.4pp |
| Employer contribution / active EE | $10,296 | $5,245+96.3% | $4,815+113.8% | $4,741+117.2% |
| Participant deferral / active EE | $8,810 | $7,801+12.9% | $7,448+18.3% | $6,401+37.6% |
| Admin fee / account holder | $1,011 | $11,568-91.3% | $10,007-89.9% | $11,429-91.2% |