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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,008 | $110,212+50.6% | $96,534+72.0% | $139,466+19.0% |
| Participation rate | 76.5% | 78.1%-1.6pp | 76.0%+0.5pp | 80.3%-3.9pp |
| Annual return | 18.53% | 26.42%-7.9pp | 25.88%-7.4pp | 373.66%-355.1pp |
| Employer contribution / active EE | $2,397 | $3,620-33.8% | $2,965-19.2% | $4,754-49.6% |
| Participant deferral / active EE | $6,107 | $5,547+10.1% | $4,851+25.9% | $6,712-9.0% |
| Admin fee / account holder | $822 | $11,599-92.9% | $8,253-90.0% | $11,409-92.8% |