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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,010 | $97,020+15.5% | $83,327+34.4% | $135,380-17.3% |
| Participation rate | 91.7% | 80.4%+11.3pp | 77.8%+13.9pp | 82.6%+9.0pp |
| Annual return | 15.15% | 12.31%+2.8pp | 10.64%+4.5pp | 519.81%-504.7pp |
| Employer contribution / active EE | $14,835 | $4,144+258.0% | $3,379+339.1% | $4,779+210.4% |
| Participant deferral / active EE | $3,403 | $5,964-42.9% | $5,565-38.9% | $5,609-39.3% |
| Admin fee / account holder | $6,327 | $8,426-24.9% | $7,540-16.1% | $10,828-41.6% |