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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,181 | $148,623+5.8% | $135,974+15.6% | $139,466+12.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.40% | 79.30%-61.9pp | 68.30%-50.9pp | 373.66%-356.3pp |
| Employer contribution / active EE | $15,929 | $5,246+203.6% | $4,859+227.8% | $4,754+235.1% |
| Participant deferral / active EE | $12,218 | $8,103+50.8% | $7,760+57.5% | $6,712+82.0% |
| Admin fee / account holder | $1,848 | $12,406-85.1% | $10,767-82.8% | $11,409-83.8% |