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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,081 | $110,337+143.0% | $102,383+161.8% | $145,877+83.8% |
| Participation rate | 94.7% | 77.9%+16.8pp | 74.5%+20.2pp | 80.3%+14.4pp |
| Annual return | 16.28% | 24.83%-8.5pp | 24.94%-8.7pp | 551.28%-535.0pp |
| Employer contribution / active EE | $6,399 | $4,216+51.8% | $3,870+65.3% | $4,663+37.2% |
| Participant deferral / active EE | $5,690 | $5,621+1.2% | $5,060+12.5% | $6,691-15.0% |
| Admin fee / account holder | $836 | $9,750-91.4% | $8,391-90.0% | $13,402-93.8% |