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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,770 | $73,978+143.0% | $96,515+86.3% | $75,173+139.1% |
| Participation rate | 98.7% | 66.4%+32.3pp | 74.3%+24.4pp | 67.2%+31.5pp |
| Annual return | 20.89% | 26.72%-5.8pp | 35.73%-14.8pp | 160.72%-139.8pp |
| Employer contribution / active EE | $4,860 | $2,931+65.8% | $3,740+29.9% | $2,671+81.9% |
| Participant deferral / active EE | $12,312 | $3,660+236.4% | $4,880+152.3% | $4,126+198.4% |
| Admin fee / account holder | $3,023 | $5,219-42.1% | $6,735-55.1% | $5,651-46.5% |