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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,425 | $157,304-56.5% | $141,197-51.5% | $152,909-55.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 22.20% | 64.34%-42.1pp | 71.41%-49.2pp | 345.46%-323.3pp |
| Employer contribution / active EE | $2,679 | $5,263-49.1% | $4,736-43.4% | $4,764-43.8% |
| Participant deferral / active EE | $8,755 | $7,111+23.1% | $6,710+30.5% | $5,851+49.6% |
| Admin fee / account holder | $8,713 | $12,126-28.1% | $10,265-15.1% | $11,601-24.9% |