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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,284 | $181,898-69.1% | $156,552-64.0% | $273,970-79.5% |
| Participation rate | 71.4% | 88.4%-17.0pp | 84.0%-12.6pp | 83.0%-11.6pp |
| Annual return | 1.86% | 30.74%-28.9pp | 32.23%-30.4pp | 41.46%-39.6pp |
| Employer contribution / active EE | $7,956 | $6,248+27.3% | $5,501+44.6% | $4,869+63.4% |
| Participant deferral / active EE | $6,849 | $5,550+23.4% | $4,871+40.6% | $5,287+29.5% |
| Admin fee / account holder | $119,429 | $15,560+667.5% | $13,028+816.7% | $10,132+1078.7% |