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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,686 | $183,516-26.1% | $155,534-12.8% | $145,884-7.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.78% | 61.43%-54.6pp | 64.92%-58.1pp | 551.85%-545.1pp |
| Employer contribution / active EE | $15,853 | $5,315+198.3% | $4,675+239.1% | $4,662+240.0% |
| Participant deferral / active EE | $9,091 | $6,467+40.6% | $5,630+61.5% | $6,690+35.9% |
| Admin fee / account holder | $4,235 | $19,293-78.0% | $15,900-73.4% | $13,392-68.4% |