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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,645 | $82,674+41.1% | $125,381-7.0% | $68,486+70.3% |
| Participation rate | 96.2% | 75.1%+21.1pp | 82.4%+13.8pp | 67.9%+28.3pp |
| Annual return | -19.47% | -5.97%-13.5pp | 572.31%-591.8pp | -7.85%-11.6pp |
| Employer contribution / active EE | $2,379 | $3,382-29.7% | $4,815-50.6% | $2,597-8.4% |
| Participant deferral / active EE | $5,685 | $6,111-7.0% | $7,448-23.7% | $4,028+41.2% |
| Admin fee / account holder | $4,242 | $6,277-32.4% | $10,007-57.6% | $5,404-21.5% |