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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,766 | $106,864+49.5% | $147,318+8.4% | $82,637+93.3% |
| Participation rate | 98.8% | 75.5%+23.3pp | 82.1%+16.8pp | 68.1%+30.8pp |
| Annual return | 18.09% | 27.49%-9.4pp | 70.43%-52.3pp | 53.51%-35.4pp |
| Employer contribution / active EE | $5,085 | $3,417+48.8% | $4,593+10.7% | $2,552+99.3% |
| Participant deferral / active EE | $6,156 | $6,496-5.2% | $7,906-22.1% | $4,126+49.2% |
| Admin fee / account holder | $12,030 | $8,415+43.0% | $13,708-12.2% | $7,339+63.9% |