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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,866 | $106,005+52.7% | $92,239+75.5% | $147,585+9.7% |
| Participation rate | 84.6% | 80.4%+4.2pp | 76.5%+8.1pp | 82.8%+1.8pp |
| Annual return | 17.06% | 50.05%-33.0pp | 176.29%-159.2pp | 578.58%-561.5pp |
| Employer contribution / active EE | $4,127 | $4,333-4.8% | $3,680+12.2% | $4,876-15.4% |
| Participant deferral / active EE | $9,665 | $4,478+115.8% | $3,897+148.0% | $5,439+77.7% |
| Admin fee / account holder | $1,368 | $6,333-78.4% | $5,194-73.7% | $10,886-87.4% |