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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,960 | $228,352-91.7% | $185,835-89.8% | $158,966-88.1% |
| Participation rate | 60.0% | 82.3%-22.3pp | 78.0%-18.0pp | 82.0%-22.0pp |
| Annual return | 8.66% | 40.81%-32.2pp | 35.96%-27.3pp | 302.95%-294.3pp |
| Employer contribution / active EE | $2,400 | $4,967-51.7% | $4,087-41.3% | $4,762-49.6% |
| Participant deferral / active EE | $5,240 | $6,416-18.3% | $5,633-7.0% | $5,983-12.4% |
| Admin fee / account holder | $123 | $11,867-99.0% | $9,502-98.7% | $11,250-98.9% |