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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,379 | $57,330+24.5% | $86,656-17.6% | $75,177-5.1% |
| Participation rate | 62.8% | 63.2%-0.4pp | 71.7%-8.9pp | 67.2%-4.4pp |
| Annual return | 16.99% | 2675.40%-2658.4pp | 593.09%-576.1pp | 160.75%-143.8pp |
| Employer contribution / active EE | $1,924 | $2,316-16.9% | $3,025-36.4% | $2,671-28.0% |
| Participant deferral / active EE | $4,111 | $3,320+23.8% | $4,439-7.4% | $4,126-0.4% |
| Admin fee / account holder | $3,693 | $4,115-10.3% | $5,619-34.3% | $5,651-34.7% |