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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,590 | $51,638+121.9% | $68,368+67.6% | $82,448+39.0% |
| Participation rate | 64.1% | 63.6%+0.5pp | 73.8%-9.6pp | 68.1%-4.0pp |
| Annual return | 18.37% | 37.53%-19.2pp | 292.57%-274.2pp | 41.64%-23.3pp |
| Employer contribution / active EE | $2,167 | $2,047+5.9% | $2,649-18.2% | $2,551-15.0% |
| Participant deferral / active EE | $4,847 | $2,914+66.4% | $4,123+17.6% | $4,139+17.1% |
| Admin fee / account holder | $9,456 | $4,643+103.6% | $5,150+83.6% | $7,234+30.7% |