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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,598 | $58,311+60.5% | $81,882+14.3% | $80,959+15.6% |
| Participation rate | 51.1% | 63.5%-12.4pp | 72.4%-21.3pp | 67.7%-16.6pp |
| Annual return | 12.52% | 41.85%-29.3pp | 779.47%-767.0pp | 35.67%-23.1pp |
| Employer contribution / active EE | $1,779 | $2,347-24.2% | $2,916-39.0% | $2,757-35.5% |
| Participant deferral / active EE | $3,796 | $3,287+15.5% | $4,323-12.2% | $4,300-11.7% |
| Admin fee / account holder | $808 | $4,752-83.0% | $7,360-89.0% | $6,925-88.3% |