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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,412 | $150,446+18.6% | $136,297+30.9% | $147,585+20.9% |
| Participation rate | 57.1% | 84.4%-27.3pp | 81.9%-24.8pp | 82.8%-25.7pp |
| Annual return | 20.51% | 1049.14%-1028.6pp | 5156.19%-5135.7pp | 578.58%-558.1pp |
| Employer contribution / active EE | $2,386 | $5,256-54.6% | $4,696-49.2% | $4,876-51.1% |
| Participant deferral / active EE | $4,136 | $6,631-37.6% | $6,247-33.8% | $5,439-23.9% |
| Admin fee / account holder | $131 | $10,906-98.8% | $9,244-98.6% | $10,886-98.8% |