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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $686,807 | $228,395+200.7% | $185,861+269.5% | $158,982+332.0% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 11.38% | 40.82%-29.4pp | 35.96%-24.6pp | 302.99%-291.6pp |
| Employer contribution / active EE | $5,692 | $4,968+14.6% | $4,088+39.2% | $4,763+19.5% |
| Participant deferral / active EE | $17,333 | $6,417+170.1% | $5,634+207.7% | $5,983+189.7% |
| Admin fee / account holder | $16,182 | $11,869+36.3% | $9,503+70.3% | $11,252+43.8% |