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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,062 | $148,629+169.8% | $135,982+194.9% | $139,487+187.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 31.29% | 79.33%-48.0pp | 68.32%-37.0pp | 373.84%-342.6pp |
| Employer contribution / active EE | $23,903 | $5,247+355.6% | $4,859+391.9% | $4,755+402.7% |
| Participant deferral / active EE | $1,453 | $8,102-82.1% | $7,760-81.3% | $6,713-78.4% |
| Admin fee / account holder | $3,108 | $12,406-74.9% | $10,767-71.1% | $11,407-72.8% |