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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,405 | $85,766+286.4% | $136,298+143.1% | $70,126+372.6% |
| Participation rate | 98.0% | 74.2%+23.8pp | 81.9%+16.1pp | 69.5%+28.5pp |
| Annual return | 19.97% | 31.46%-11.5pp | 5156.27%-5136.3pp | 73.15%-53.2pp |
| Employer contribution / active EE | $10,615 | $2,966+257.9% | $4,696+126.1% | $2,343+353.1% |
| Participant deferral / active EE | $12,514 | $5,051+147.7% | $6,247+100.3% | $3,332+275.6% |
| Admin fee / account holder | $7,327 | $5,421+35.2% | $9,244-20.7% | $4,645+57.7% |