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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,449 | $90,590+47.3% | $90,782+47.0% | $135,380-1.4% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.7%+17.3pp | 82.6%+17.4pp |
| Annual return | -6.33% | -3.40%-2.9pp | -3.42%-2.9pp | 519.81%-526.1pp |
| Employer contribution / active EE | $11,354 | $4,352+160.9% | $4,105+176.6% | $4,779+137.6% |
| Participant deferral / active EE | $15,563 | $5,407+187.8% | $5,366+190.0% | $5,609+177.5% |
| Admin fee / account holder | $317 | $7,683-95.9% | $5,908-94.6% | $10,828-97.1% |