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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $419,301 | $148,629+182.1% | $135,982+208.4% | $139,487+200.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 11.98% | 79.33%-67.4pp | 68.32%-56.3pp | 373.84%-361.9pp |
| Employer contribution / active EE | $18,365 | $5,247+250.0% | $4,859+278.0% | $4,755+286.3% |
| Participant deferral / active EE | $23,488 | $8,102+189.9% | $7,760+202.7% | $6,713+249.9% |
| Admin fee / account holder | $26,122 | $12,406+110.6% | $10,767+142.6% | $11,407+129.0% |