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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,858 | $115,903+64.7% | $100,528+89.9% | $158,966+20.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 2.71% | 34.80%-32.1pp | 30.90%-28.2pp | 302.95%-300.2pp |
| Employer contribution / active EE | $2,082 | $4,105-49.3% | $3,419-39.1% | $4,762-56.3% |
| Participant deferral / active EE | $1,292 | $6,677-80.7% | $6,271-79.4% | $5,983-78.4% |
| Admin fee / account holder | $60,722 | $11,000+452.0% | $8,084+651.1% | $11,250+439.8% |