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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,380 | $107,666+73.1% | $102,184+82.4% | $154,746+20.4% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 8.57% | 29.33%-20.8pp | 31.58%-23.0pp | 172.34%-163.8pp |
| Employer contribution / active EE | $4,211 | $3,846+9.5% | $3,594+17.2% | $4,379-3.8% |
| Participant deferral / active EE | $500 | $8,719-94.3% | $8,309-94.0% | $6,730-92.6% |
| Admin fee / account holder | $6,083 | $12,943-53.0% | $11,609-47.6% | $14,365-57.7% |