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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,380 | $135,905+37.1% | $126,068+47.8% | $198,609-6.2% |
| Participation rate | 100.0% | 85.6%+14.4pp | 84.7%+15.3pp | 82.4%+17.6pp |
| Annual return | 8.57% | 14.07%-5.5pp | 15.01%-6.4pp | 202.70%-194.1pp |
| Employer contribution / active EE | $4,211 | $4,245-0.8% | $3,968+6.1% | $5,055-16.7% |
| Participant deferral / active EE | $500 | $8,523-94.1% | $8,214-93.9% | $6,977-92.8% |
| Admin fee / account holder | $6,083 | $21,036-71.1% | $18,264-66.7% | $19,030-68.0% |