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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,380 | $100,970+84.6% | $96,576+93.0% | $137,256+35.8% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 8.57% | 38.16%-29.6pp | 38.47%-29.9pp | 220.34%-211.8pp |
| Employer contribution / active EE | $4,211 | $3,809+10.5% | $3,553+18.5% | $4,156+1.3% |
| Participant deferral / active EE | $500 | $8,286-94.0% | $7,956-93.7% | $6,407-92.2% |
| Admin fee / account holder | $6,083 | $11,312-46.2% | $11,381-46.5% | $12,270-50.4% |