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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,167 | $124,980+168.2% | $108,359+209.3% | $154,746+116.6% |
| Participation rate | 87.5% | 75.2%+12.3pp | 70.1%+17.4pp | 80.7%+6.8pp |
| Annual return | 16.29% | 45.00%-28.7pp | 36.89%-20.6pp | 172.34%-156.0pp |
| Employer contribution / active EE | $2,475 | $2,851-13.2% | $2,399+3.1% | $4,379-43.5% |
| Participant deferral / active EE | $10,114 | $4,743+113.2% | $4,137+144.5% | $6,730+50.3% |
| Admin fee / account holder | $40,680 | $11,502+253.7% | $9,741+317.6% | $14,365+183.2% |